<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"><channel><title>Harakati Fikra blog</title><description>Practical guides for Kenyan organizations: websites, hosting, WordPress and the tools around them. Written by Maureen and Gaby.</description><link>https://harakatifikra.com/blog</link><language>en</language><atom:link href="https://harakatifikra.com/blog/rss.xml" rel="self" type="application/rss+xml"/><item><title>The documents you need before your website can take M-Pesa</title><link>https://harakatifikra.com/blog/mpesa-documents</link><guid isPermaLink="true">https://harakatifikra.com/blog/mpesa-documents</guid><description>What Safaricom asks for before M-Pesa can work on your website: the documents for each type of business, portal access and going live on Daraja.</description><pubDate>Wed, 23 Sep 2026 06:00:00 GMT</pubDate><dc:creator>Maureen Muturi</dc:creator><category>M-Pesa</category></item><item><title>Paybill or Till: which one should your website use?</title><link>https://harakatifikra.com/blog/paybill-or-till</link><guid isPermaLink="true">https://harakatifikra.com/blog/paybill-or-till</guid><description>Both take M-Pesa on a website. They differ in who can get one, who pays the charges, and how a payment is matched to an order.</description><pubDate>Wed, 16 Sep 2026 06:00:00 GMT</pubDate><dc:creator>Maureen Muturi</dc:creator><category>M-Pesa</category></item><item><title>M-Pesa straight from Safaricom, or through a payment gateway?</title><link>https://harakatifikra.com/blog/daraja-or-payment-gateway</link><guid isPermaLink="true">https://harakatifikra.com/blog/daraja-or-payment-gateway</guid><description>Going direct to Daraja or using a gateway such as Paystack or Pesapal: whose number the money lands in, card payments, paperwork, fees and payouts.</description><pubDate>Wed, 09 Sep 2026 06:00:00 GMT</pubDate><dc:creator>Maureen Muturi</dc:creator><category>M-Pesa</category></item></channel></rss>